Financial Planning

It's a lot more than filling out a client interview form and waiting to receive a 50 page booklet with lots of graphs and pictures followed up by investment sales literature.

Yet that's how its done more often than not.

We believe Financial Planning is not an Event, but a Process.

Simply put, it is identifying your Resources (Point A) and your Goals (Point B) and determining how to get from your Point A to your Point B; creating a financial roadmap, if you will.

Most of our clients seem to want to live a comfortable, yet vibrant, retirement while helping their kids, grandkids, and community along the way.  We can help them reach that destination.

Others may want to plan to provide a legacy for generations to come.  We can help them get there, too.

And along the way there are always side trips and excursions:  education, travel and vacations, and new business ventures to name a few.

Of course there's always a chance for road construction and detours along the way and we work with our clients to be ready with insurance advice to handle the losses caused by disability, death, illness, and loss of property.  (We don't sell insurance or receive commissions for referrals to the folks that do.  Our advice is independent and conflict-free.)

Taxes, whether Income or Estate, are always a part of our planning, a natural outgrowth of our CPA heritage.

While we have many tools and resources at our disposal, one of the tools we use is financial planning software from MoneyGuide Pro.  We've added a link off to the right if you would like more information on this tool.

There's an old, but still very relavant, saying:

"People don't plan to fail; they merely fail to plan."

Not our clients.  Not on our watch.  

Because without a plan, we can't provide meaningful Investment Advice, Asset Management and Performance Review.

Nor can anyone else.